Many people are often confused about whether they should have a fixed or variable interest rate for their home loan.

And this is really no easy answer. It depends on a number of different factors including your individual situation, and there are obviously risks, pros and cons for each option.

And that’s where speaking to the right home loan mortgage experts always helps

Are you planning on buying a new property this year and need to get a loan secured? You may be aware that mortgage and lending regulations are changing in Australia meaning it takes that extra bit more research and preparation to get a loan successfully approved.

Here, we list down our top mortgage planning tips to think about this year.

Buying a home is one of the most exciting life events we experience, but it can also be one of the most confusing. Once you have found your dream home, the next step is to obtain a home loan, which means talking to a recommended mortgage broker. However, before signing any paperwork, here are 5 questions to ask a mortgage broker to help ensure that you get the right type of loan with terms and conditions that you can live with.